User Terms

General Disclaimer: Notwithstanding any language to the contrary, nothing contained herein constitutes nor is intended to constitute an offer, inducement, promise, or contract of any kind. The data contained herein is for informational purposes only and is not represented to be error free. Any links to non-GB&A are provided as a courtesy. They are not intended to nor do they constitute an endorsement by the GB&A of the linked materials.

Solicitation of Insurance: Despite the efforts of GB&A to provide accurate information, it is not possible to completely ensure that all information is constantly correct. The material presented on this server could include technical inaccuracies or typographical errors. As such, GB&A does not accept any responsibility or liability for any actions taken as a result of using this information. Further, GB&A assumes no responsibility for errors or emissions in the materials on this web site. The information and descriptions contained in this site are intended as general information and are not necessarily complete descriptions of all terms, exclusions and conditions applicable to the products and services offered by GB&A or any insurance company represented by the agency. The information contained throughout this web page is not an insurance policy or contract of insurance. Coverage and issues discussed are for the New York area and may not be applicable in other areas. The insurance coverage afforded by GB&A is subject to the terms and conditions of the policies issued. GB&A is licensed in the States of New York, New Jersey, Connecticut, California, Florida, North Carolina, and Massachusetts only and does not solicit business for persons or property outside of those states. The information contained in this Web site is not the policy itself and is designed only to briefly describe its contents. Each insurance company's coverages may be different. For complete details and important exclusions, please read the policy. It is also not to be deemed the rendering of legal or insurance advice. If legal advice is sought, contact an attorney. Please contact GB&A for insurance advice. No changes can be made or coverage bound via this Web site, by e-mail, voice mail, or answering service. To make any changes to your current policy or to bind coverage, please call us at (914) 723-2220. This site is provided for general information about all of the different types of insurance that GB&A may be able to offer through the companies that we represent. Coverage can NOT be bound for ANY type of insurance by electronic means through use of this site. Please contact us by e-mail if you have any questions about the terms under which this site is operated, or call us at (914) 723-2220 with any questions.

Warning about E-Mail: Information that is transmitted by e-mail over the Internet is not secure and can be intercepted and read by other Internet users. DO NOT use e-mail to send GB&A private or confidential data about yourself or others. Additionally, GB&A will not use e-mail to transmit responses that contain private or confidential data on an individual.

Copyright Notice: The names, trademarks, service marks and logos of GB&A and any of the insurance companies represented by the agency may not be used in any advertising or publicity, or otherwise to indicate GB&A’s sponsorship of or affiliation with any product or service, without our prior express written permission.

No Warranty: GB&A does not warrant the accuracy, adequacy or completeness of the information and materials contained in this site and expressly disclaims liability for any errors or omissions in the information and materials. No warranty of any kind, implied, express or statutory, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials contained in this site.

Limited Liability: In no event will GB&A, its agents or employees, be liable for any damages, losses or other expenses arising in connection with this site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if GB&A, or its representatives, are advised of the possibility of such damages, losses or other expenses.

Offers: Any offers contained in this website are limited in nature. GB&A also reserves the right to decline the providing of such offer for any reason or no reason at all.